While getting approved for a mortgage does require a good...

Your credit score matters to mortgage lenders, but that...

If you’re ready to become a homeowner, it’s a good idea to create a checklist for buying a house. It can be especially beneficial to make a list of what to do once you find your dream home. While the house hunting might be over, the next stage of your home buying process has just begun. Here is...

Buying a home requires extensive financial planning. While the widely accepted standard for down payments has been 20% of the purchase price for decades, many are wondering if that’s still required. In reality, there are ways to qualify for a mortgage with less than 20% down payment—even some options without a down payment at all. However, there are...

Buying a house can be a source of tremendous stress for many. It’s extremely common to feel overwhelmed and nervous about specific aspects of the process. Luckily, there are some answers to the scariest questions to help ease your mind. Here are some of the biggest homebuying fears and what to do about them: “What if I don’t...

Photo by Andrea Piacquadio from Pexels Home buying can feel like a daunting task and usually encompasses more than just the financial and logical aspects. There are stressors surrounding the processes, possible rejections, the waiting game and a host of other personal factors that can influence your sentiments toward the whole ordeal. Fret not. Here are a few...

Homeowners’ insurance is a popular and widely recommended service for homeowners. It provides protection from certain types of incidents and can cover damage and losses to your property. It can also cover certain furnishings and assets besides the actual structure of the home. If you’re curious about homeowners’ insurance, how it works and how it compares to other...

Photo by Gerd Altmann via Pixabay It may be tempting to purchase your first home without the help of a real estate agent. If you want to risk not having professional help to buy your first house, you can, but you’ll be leaving a lot of benefits on the table and assuming all the risks. The Benefits of...